Make the most of rare refi opportunity
Details of the Obama administration's foreclosure-avoidance programs are surfacing, and syndicated columnist Kenneth R. Harney advises that if Fannie Mae or Freddie Mac owns or guarantees your mortgage — and you've got an on-time payment record and an interest rate above prevailing levels — it's time to get ready to refinance.
By Kenneth R. Harney, Syndicated Columnist
Found here:… Continue
Added by Sue Copening on February 28, 2009 at 3:00pm —
Bring the spa treatment home with The Nu Skin Glvanic Spa System with no appointment, smooth lines and wrinkles.
Check out the before and after photos at www.spabeautyathome.com
If you would like a free demo call or email me, firstname.lastname@example.org/ 407-637-6084
Added by Lila Humphreys on February 26, 2009 at 11:30pm —
If you haven't used video to promote your business online, now is the time!
You can post video on your website, or on numerous video sharing websites on the net.
During the month of March, Vigon Productions will be offering a video production special....
$600 for a 1-2 minute website video
1 day shoot at your location
1 day edit, with music and text graphics
Master copy on DVD and as a quicktime data… Continue
Added by Suzie Vigon on February 26, 2009 at 3:13pm —
United First Financial has an award winning program to help American's get out of debt.... BUT is it right for everyone? Is it right for YOU?
Lowering debt INCREASES your cash flow. There are numerous reasons why you should focus on getting out of debt... besides the obvious one that you should be KEEPING more of your money yourself.
Here are 10 Questions to ask yourself to see if UFirst can help make this easier for… Continue
Added by Sue Copening on February 23, 2009 at 1:30pm —
Thanks to Cathy Johnson for emailing this to me. Thought it was a great idea so am posting it here...
PUT YOUR CAR KEYS BESIDE YOUR BED AT NIGHT
Tell your spouse, your children, your neighbors, your parents, etc.
Put your car keys beside your bed at night. If you hear a noise outside your home or someone trying to get in your house, just press the panic button for your car. The alarm will be set off, and the horn will continue to sound until either you… Continue
Added by Sue Copening on February 22, 2009 at 5:30pm —
WASHINGTON – As the economy continues to struggle, the public is growing increasingly concerned about losing jobs, not having enough money to pay the bills and seeing their retirement accounts shrink, according to an Associated Press-GfK poll.
Nearly half of those surveyed said they worry about becoming unemployed — almost double the percentage at this time last year.
The poll released Wednesday also found public support dipped slightly in the past month for the… Continue
Added by Sue Copening on February 19, 2009 at 12:30pm —
Homeowners’ rallying cry: Produce the note
by MITCH STACY Associated Press
Kathy Lovelace lost her job and was about to lose her house, too. But then she made a seemingly simple request of the bank: Show me the original mortgage paperwork.
And just like that, the foreclosure proceedings came to a standstill.
Lovelace and other homeowners around the country are managing to stave off foreclosure by employing a strategy that goes to the heart of… Continue
Added by Sue Copening on February 19, 2009 at 12:30pm —
People Will Pay More if ….. Continue
▫ You have demonstrated superior value
▫ You have demonstrated superior quality
▫ You have demonstrated superior ROI
▫ You have a ‘premiere’ brand
Increase Profits By …..
▫ Get new customers
▫ Increase transaction size (up-sell, cross-sell)
▫ Increase frequency of purchase
▫ Extend life of the customer
▫ Reactivate inactive…
Added by Joel Weiner on February 18, 2009 at 4:00pm —
The rental option: Plan offers to help foreclosure victims remain in their homes
~~ Originally published February 17, 2009
~~ By Ike Wilson - News-Post Staff
Fannie Mae and Freddie Mac announced programs to help homeowners who have borrowed from the mortgage giants and face foreclosure to remain in their properties as renters on month-to-month leases.
The proposal received some positive reaction from residents.
Considering the significant number… Continue
Added by Sue Copening on February 17, 2009 at 3:21pm —
What’s that, you ask? Well, a USP is a Unique Selling Proposition. You may have heard it expressed before as a unique buying advantage, unique value proposition or any other number of ways…
But basically, a USP is an attempt to express the uniqueness of your business in a single statement. It can be a promise no one else makes. It can also be a unique benefit that applies only to your product or service. Either way, it serves to differentiate you from your competition.
Added by Joel Weiner on February 15, 2009 at 2:56pm —
For the past 60 years, each time our economy weakens, franchising continues to increase. Why? Simply put, more people have found out that becoming part of a business system and joining a network has withstood poor economic conditions. When jobs are lost by the millions through out the USA, a percentage of those individuals find that the solution is to get into their own business that results in financial independence.
Now could be the best time ever for business owners to expand… Continue
Added by Ken Hollowell on February 12, 2009 at 5:42am —
Most surveys show the average business loses about 19% of its client base each year. In fact, the authors of, “Customer Winback: How To Recapture Lost Customers – and Keep Them Loyal” estimates the average at 20 to 40% per year.
This means that if you have 500 customers and lose 19% or 95 customers you must get 95 new customers each year just to stay even.
Research shows it costs six times more to get a prospect to buy from you than it does to keep an existing customer,… Continue
Added by Joel Weiner on February 9, 2009 at 8:00pm —
Here's some stats to get you thinking from The March 2008 report from comScore
(Internet video experts as far as digital world statistics are concerned)….
* US Internet users viewed 11.5 billion videos online during March 2008, which is a 64% gain over 12 months ago.
* 139 Million U.S. Internet users watched an AVERAGE of 83 videos per viewer during the month of March 2008.
* Just over 73% of the total United States Internet surfers viewed video online… Continue
Added by Suzie Vigon on February 8, 2009 at 11:18pm —
Qivana Launches a Revolutionary "Qore"/Core System that addresses the "core" functions of your health... immunity, inflammation/circulation and detox...
...a "Nutraceutical," this system aids in providing the foundation you need for a stronger immune system, better digestion, better nutrient absorption, increased circulation, reduced inflammation,…
Added by Sue Copening on May 3, 2008 at 11:30am —